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Software Product · Finance

Risk Based Premiums Software

The ultimate deposit insurance fund management solution — EBA-compliant, automated and secure.

RBPS is a cutting-edge deposit insurance fund management software designed to help national deposit insurance funds efficiently manage financial reserves. It automates the calculation, collection and management of deposit-insurance premiums from member banks, while ensuring full compliance with the latest regulations from the European Banking Authority (EBA).

Key features & benefits

Scalable & Cross-Platform Architecture

  • High-performance RDBMS (Microsoft SQL Server preferred)
  • Comprehensive .NET-based API for data processing
  • Responsive, multi-language UI

Automated Data Processing

  • Fast handling of deposit insurance data from member banks
  • XML schema validation and data-integrity checks
  • Automated error reporting and notifications

Central Bank Integration

  • Direct API-based data exchange with central banks
  • Member-bank data validation workflow

Risk-Based Premiums (EBA-compliant)

  • Customizable risk indicators aligned with EBA guidelines
  • Accurate, transparent risk-weighted premium computation

Invoice Generation & Delivery

  • Instant generation of contribution invoices
  • Secure digital distribution to member banks

Auditing & Compliance

  • Comprehensive audit trails for regulatory transparency
  • Real-time tracking of premium payments and reserves

Analytics & Reporting

  • Dynamic risk profiling and EBA ratio calculations
  • Risk scores: IRS, ARS and ARW
  • Interactive charts, pivot tables and comparisons

Ensure regulatory compliance with RBPS

A secure, compliant and efficient solution for national deposit insurance agencies.

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